The online fast loans are serving this year alternative funding source for free money in some cases, no payroll, these conditions are sufficient for traditional bank financing you back.
Fast online loan: alternatives to banks
The portals of fast online loan among others, allow you to obtain small amounts, which differ between some portals and others, but generally between 200 and 500 euros, with the condition of returning the money in a maximum term of 30 days.
The application form is practically standard in all portals. First you request the amount and the return period. Later they ask for your personal data and within 10 to 15 minutes you receive the money in your account, ready to be able to get it out of an ATM or buy with a credit card without problems.
First of all, you must bear in mind that prior to the request for this type of quick loan you have to ask yourself the following questions:
- Can I return the money within the chosen term?
- Can there be difficulties to return the money in case there is a setback?
I mention this because one of the biggest complaints on the part of clients of quick credit portals is that, due to the penalties for delay in the return of the borrowed money, the debts tend to amount to a high percentage of the debt, which is why important that you know in advance to avoid unpleasant surprises.
Free quick loan: where to find them
Although it is true that fast loans have some fees and interests that are quite high, however there are some options that, taking advantage of the offers they have for new clients, we can get the first loan totally free (in terms of interest, since the money must be returned equally, of course).
One of the portals in which you have this possibility of free quick loan is Solcredito, in which you can request a small amount, up to 1000 euros to be repaid in a maximum period of 30 days, and if it is your first loan, you do not have to pay interest, as long as you comply with the rules by returning it within the stipulated period.
Another of the portals of quick loan where you can get free money without interest is , and in this case the maximum amount to request is 300 euros, returning it within a maximum period of 30 days.
Quick loan: where to get them
In most credit portals if you have any entries in the delinquency database, on the other hand totally normal for the real Jews that most telecommunications companies and other supplies do, you can forget about requesting money because they practically reject them all.
But there are still some portals in which, depending on the amount and nature of the debt (provided that the debt is not with other financial institutions) you have different possibilities, although, due to the risk of the operation among the range of possibilities none of them is free.
Quick loan without payroll or endorsement: the main advantage
Although the main drawback of this type of portals of fast loans is based on high interest and fees, however it has an advantage with which banks are hardly going to compete, and it is the speed of the concession, since in these sites of Quick loans do not ask for payroll or previous guarantee to grant it, but they are based on a quick consultation through the Instantor system to qualify you credit.
Therefore, payroll or endorsement or unnecessary paperwork is not necessary, which makes the process 100% online in a clear, simple and above all fast.